# Each week, you will be asked to respond to the prompt or prompts in

Each week, you will be asked to respond to the prompt or prompts in the discussion forum. Your initial post should be 75-150 words in length, and is due on Sunday. By Tuesday, you should respond to two additional posts from your peers.

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Bank Accounts

We are all used to the conveniences that come with modern banking. We can have our salary paid directly in our bank account, pay our bills online and pay for purchases with a cash card.

This week you are learning about one of the most basic services that a bank offers: the checking account. Other types of accounts that a bank offers are: Money Market Account, Passport Savings, or Certificate of Deposit.

In this discussion, choose and research one of these three accounts. You can use the Internet to find information about the type of account or talk to a bank employee at your local bank. Post a summary of the account and some of the advantages and disadvantages of using it.

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Each week, you will be asked to respond to the prompt or prompts in the discussion forum. Your initial post should be 75-150 words in length, and is due on Sunday. By Tuesday, you should respond to two additional posts from your peers.

Successive Discounts

Retailers often mark down products in order to attract customers. We all like a good sale at our favorite store. This week we will discuss successive discounts.

Here is an example of a successive discount. I went to my favorite store and I found a purse on sale for 30% off. Luckily that day, the store also offered an additional 25% off the already discounted price. The original price of the purse was \$120. How much did I pay for the purse if the sales tax rate is 8.25%?

Here is how I can find the final price:

Find the complements of the discounts:

The complement of 30% is (100% – 30%) = 70% = 0.70.

The complement of 25% is (100% – 25%) = 75% = 0.75.

Multiply the original price by the complements of the discounts:

(\$120)(0.70)(.75) = \$63 This is the sale price.

Now find the total price including tax. To do this multiply the sale price by (1 + the sales tax)

(\$63)(1 + .0825) = \$68.20 This is the total price I paid.

Find an example of a successive discount, either form your favorite store, in a weekly circular, or on the internet. Show all your calculations for finding the sale price (using the example above as a guideline) including the sales tax using the sales tax rate in your community. Discuss how most people miscalculate successive discounts in comparison to the calculation you posted and explain the reasons for the miscalculation most people do.

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